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Official Form 423, Certification About a Financial Management Course

This document is the Official Bankruptcy Form released by the Judicial Conference. Usage of the form is limited to cases under Bankruptcy Rule 9009. The debtor whose name is reflected in the certificate must inform the court about the details of personal financial management course that s/he undertook. If debtor failed to complete the course, the reasons must be enumerated in the form. On the other hand, if debtor completed the course, course provider must be requested to inform the court regarding the completion.Download

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Official Form 423 Certification About a Financial Management Course
Official Form 423 
Certification About a Financial Management Course	 	12/15	
If you are an individual, you must take an approved course about personal financial management if: 
you filed for bankruptcy under chapter 7 or 13, or
 you filed for bankruptcy under chapter 11 and § 1141 (d)(3) applies.
In a joint case, each debtor must take the course. 11 U.S.C. §§ 727(a)(11) and 1328(g). 
After you finish the course, the provider will give you a certifi
cate. The provider may notify the court that you have complete d the course. 
If the provider does notify the court, you need not file this form. If the provider does not notify the court, then Debtor 1 an d Debtor 2 must 
each file this form with the certificate number before your debts will be discharged. 
 If you filed under chapter 7 and you need to file this form, file it within 60 days	
 after the first date set for the meeting of creditors under
§ 341 of the Bankruptcy Code.
 If you filed under chapter 11 or 13 and you need to file this form, file it before you make the last payment that your plan req uires or
before you file a motion for a discharge under § 1141(d)(5)(B) or  § 1328(b) of the Bankruptcy Code. Fed. R. Bankr. P. 1007(c).
In some cases, the court can waive the requirement to take the financial management course. To have the requirement waived, you  must file a 
motion with the court and obtain a court order.   	
Part 1:    Tell the Court About the Required Course 
You must check one: 
	I completed an approved course in personal financial management: Date I took the course	
___________________	 	MM  /   DD   /  YYYY 	
Name of approved provider  	______________________________________________________________________	 
Certificate number	
____________	__________________________________________________________	
 I am not required to complete a course in personal financial management because the court has granted my motion 	for a	w aiver of the requirement based on  (check one)	:	
	Incapacity.  I have a mental illness or a mental deficiency that makes me incapable of realizing or making ration	al decisions	about 	
finances.   	
	Disability.  My physical disability causes me to be unable to comp lete a course in personal financial management in person,
by phone, or through the internet, even after I reasonably tried to do so. 	
	Active duty.   I am currently on active military duty in a military combat zone.	
	Residence.  I live in a district in which the United States trus tee (or bankruptcy administrator) has determined that t	he	
approved instruct	

ional courses cannot adequately meet my needs. 	
Part 2: 		Sign Here		
I certify that the information I have provided is true and correct. 	
8 	________________________________________________ ________________________________________  Date _________________
Signature of debtor named on certificate  Printed name of debtor MM    / DD /    YYYY 	
Debtor 1  __________________________________________________________________  	First Name Middle Name Last Name	 	
Debtor 2  ________________________________________________________________ (Spouse, if filing)	 First Name  Middle Name Last Name	 	
United States Bankruptcy Court for the:	 __________	 District of 	__________ 	
Case number  ___________________________________________  (If known	) 	
  Fill in this information to identify the case:
Next: Official Form 417C, Certificate of Compliance With Rule 8015(a)(7)(B) or 8016(d)(2) Previous: Official Form 427, Cover Sheet for Reaffirmation Agreement
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